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Assistant Head of Credit Approval Department (Retail Credit)

Posting Date:  Jun 20, 2022
Location: 

Hong Kong, HK

Employment Status:  Permanent
Department:  Credit Approval Department
Job Description: 

Job Summary

Opportunity to join a renowned banking group
Strong leadership capability
Credit expert in retail credit

Education

- Bachelor Degree or above

Job Responsibilities

  • Responsible for credit approval under delegation both as Assistant Head and a Senior Approver in the Credit Committee.
  • Perform credit quality control function and ensure appropriate policies are updated to reflect the most current process and legislation.
  • Support revision of Lending Products Manual and provide comment from credit perspective on new products.
  • Liaise and respond to HKMA on credit related matters.
  • Lead and manage a sizable team providing necessary coaching for staff development and to ensure departmental target are met.
  • Ensure department is compliant with the necessary internal and external policies.
  • Perform any ad hoc projects as assigned by Head of Credit Approval Department and Executive Committee.

 

Job Requirements

  • University graduate with major in Accounting, Finance or related disciplines.
  • Minimum 10 years of banking experience in credit review, analysis approval and supervisory experience.
  • Solid knowledge in various lending products, financial analysis, banking regulations and market practice.
  • Self motivated, independent with an analytical mindset and ability to work under pressure.
  • Strong interpersonal, communication, negotiation and presentation skills with experience in working with senior management.
  • Strong command of both written and spoken English and Chinese (including Putonghua).

Qualification

Experience

- 5 to 8 yeasr of supervisory experience
- 10 to 15 years of relevant experience

Knowledge & Skills