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Credit Analyst (Corporate Banking)

Posting Date:  Oct 11, 2021
Location: 

Hong Kong, HK

Employment Status:  Permanent
Department:  Credit Approval Department
Job Description: 

Job Responsibilities

  • Assess all underlying risk of credit applications
  • Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources
  • Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed
  • Give comments if any special approvals and date postponement are required
  • Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required
  • Monitor turnaround timeframe for processing of credit proposals
  • Approve credit applications within the delegated authority
  • Perform other duties delegated by the Section Head

Requirements

  • University graduate
  • Experience in credit analyst with relevant credit analysis and bills operation trainings
  • Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks
  • ACIB or other relevant professional qualifications are preferred
  • Good analytical & report writing skills with logical credit judgment
  • Self-motivated and able to work independently & under pressure with limited time constraints
  • Good problem solving ability and tactful inter-personal & communication skills
  • Good knowledge in PC skills
  • Good command of written & spoken English & Chinese
  • Candidate with more experience will be considered as Senior Manager / AVP